FAST FUNDING
FOR YOUR NEXT
REAL ESTATE DEAL
LENDVISTA REAL ESTATE CAPITAL
RATES US LOW AS
from 6.75%
LOAN AMOUNT
up to $5M
FAST & EASY CLOSING
In 10
Days
LONG LOAN TERM
up to 30 Year
OUR SERVICES
Find Loan Products We Offer
01. DSCR
Your W-2 shouldn't decide how many doors you own. We underwrite the property's rent roll, not your tax returns, so a strong deal stands on its own merits. Built for BRRRR operators and buy-and-hold investors scaling past what conventional lending allows.
02. FIX & FLIP
The margin on a flip lives in the timeline. Purchase and rehab come in a single loan, with draws released as the work gets done, so you're never floating contractor costs while you wait on a bank. Close fast, renovate, exit.
03. GROUND UP
Building from dirt is a different animal than buying a house. We fund the whole arc — land, vertical, and finish — with terms up to 24 months, so your loan doesn't come due before the certificate of occupancy does.
04. BRIDGE LOANS
The right deal rarely waits for the last one to close. Bridge financing covers the gap between the property you're buying and the one you're selling or refinancing, so you can move on an opportunity without forcing a fire sale.
05. PRIVATE CAPITAL
Some deals don't fit a box, and that shouldn't be what kills them. When the file is unusual — odd asset, tight window, complicated structure — we bring direct private capital and a network of lending partners who can actually get it closed.
A lender built by someone who needed one.
We've done the deal.
Lendvista was founded by Benjamin Schmitt, a real estate investor who owns and operates a portfolio of single-family rentals built almost entirely through BRRRR, along with multifamily and commercial property. Every product on this page is a loan we've used on our own deals — so we know what it's like to wait on a draw while a contractor stands idle, and to need a refinance to close on time because the next property is already under contract.
We've been the underwriter.
Before any of that, Ben underwrote loans as a credit analyst at a bank — reading the file, running the numbers, deciding yes or no. That's exactly why we don't lend the way we were trained to. Banks underwrite a borrower. We underwrite a deal, because we've been the underwriter and we've done the deal.
We've been told no.
The real reason this company exists is a feeling most investors know well. The numbers work. The deal is good. The bank still says no — and now you're getting creative, calling people you know, structuring something unconventional, finding the money somewhere, because the deal won't wait while a committee gets comfortable. We spent enough time on that end of the phone to want to be the other end of it. Some of the investors we work with are buying their first rental. Others have been at this twenty years. The questions are different. The underwriting isn't. If the deal makes sense, we look for a way to fund it rather than a reason to decline it.
HOW IT WORKS
Fast & Easy Application Process
STEP 1
Tell Us About Your Deal
Fill out a short form with your loan type, property details, and how much funding you need.
STEP 2
Get a Call From Our Team
A member of our team will call you to walk through your deal and answer any questions.
STEP 3
Close and Get Funded
Once approved, we move fast on paperwork and underwriting so your funds hit the closing table on time.
CONTACT US
Tell us about the deal.
Give us the address, your numbers, and what you're trying to do. A rough deal on paper is enough to get started — we'll take a look and come right back to you.